Flexible Coverage for Life’s Unexpected Moments

Individual & Family Plans with Stacy Calloway

Life is unpredictable, and traditional health insurance may not always cover every situation. That’s where short-term health insurance, accident, and indemnity plans come in—designed to provide you and your family with affordable, temporary coverage when you need it most.

What Are Short-Term, Accident, and Indemnity Plans?

These plans are ideal for individuals and families who need flexible, temporary coverage due to job transitions, gaps in health insurance, or unexpected medical expenses.

Short-Term Health Insurance

Provides temporary coverage for medical emergencies, doctor visits, and hospital stays when you’re between health plans or in a coverage gap.

Accident Insurance

Pays cash benefits directly to you if you experience an unexpected injury, helping to cover:

  • Emergency room visits
  • Hospital stays
  • Follow-up doctor visits
  • Physical therapy

Indemnity Plans (Hospital & Critical Illness Coverage)

Designed to provide fixed cash payouts for specific medical events, such as:

  • Hospitalization
  • ICU stays
  • Major surgeries
  • Critical illnesses like heart attacks, strokes, and cancer

These payouts can be used for any expenses—medical bills, lost wages, or even household costs.

Why Choose These Plans?

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Fast & Easy Enrollment:

 No long waiting periods, and coverage can start as soon as the next day.

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Benefits Paid Directly to You:

Use your payout for medical bills or other personal expenses.

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Support Through Difficult Times: 

Your loved ones will have the financial assistance they need when it matters most.

Who Should Consider These Plans?

  • Individuals Between Jobs – If you’re in a transition period and need short-term protection.
  • Independent Contractors & Self-Employed – Get flexible, supplemental coverage to fill gaps.
  • College Students & Recent Graduates – Affordable options before securing employer coverage.
  • Families & Individuals Seeking Extra Security – Accident and indemnity plans provide peace of mind for life’s uncertainties.

Why Work with Stacy Calloway?

I specialize in finding the right insurance solutions for your situation—whether it’s short-term coverage while you transition jobs or an accident plan for extra peace of mind. I’ll walk you through your options, so you can make informed decisions with confidence.

Take the Next Step

Planning ahead is one of the most meaningful ways to support your loved ones. Let’s work together to find a plan that provides security and peace of mind.